FOR TEACHERS AND PARENTS
Grade 10 Financial Literacy
Ontario Career Studies Curriculum, 2024 · GLC2O
Explore responsible financial management, compare savings and borrowing options, and create a budget for the first year after secondary school. Use practical financial scenarios to make informed decisions and adjust plans when circumstances change.
Curriculum connections
View Official Ontario Curriculum Expectations Read the official Ontario curriculum expectations for Grade 10.
C2 · Budgeting and Financial Management
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| Curriculum expectation | What students learn | FinanceFlight game | How the game covers it |
|---|---|---|---|
C2.1Financial Responsibility and SavingsOfficial wordingdescribe fundamentals of financial responsibility, assessing the benefits of a variety of savings options and exploring planning tools available through financial institutions and other avenues | Manage money responsibly, compare savings options and explore financial planning tools. | Students allocate income, plan savings and compare how savings grow. Independent research into savings products is not covered. | |
C2.2Borrowing and DebtOfficial wordingcompare different forms of borrowing and identify some of the risks and benefits associated with each | Compare borrowing options and understand their costs, benefits and risks. | Students compare financing costs, repayment terms and affordability using supplied scenarios. In First-Year Flight Plan, borrowing offers are compared when borrowing is chosen. | |
C2.3Personal BudgetingOfficial wordingidentify key considerations related to preparing a personal budget, and apply them in developing a budget for their first postsecondary year | Create a budget for the first year after secondary school. | Students identify income and expenses, build a first-year budget and adjust their plan when circumstances change. |