FOR TEACHERS AND PARENTS

Grade 8 Financial Literacy

Ontario Mathematics Curriculum, 2020

Convert prices and compare international payment choices. Build plans, record simulated months and adapt allocations. Explore growth with digital controls and compare outcomes. Investigate offer terms and select appropriate consumer value.

Curriculum connections

View Official Ontario Curriculum Expectations Read the official Ontario curriculum expectations for Grade 8.

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Grade 8 · Financial literacy curriculum connections
Curriculum expectation	What students learn	FinanceFlight game	How the game covers it
F1.1Paying across currencies Official wording describe some advantages and disadvantages of various methods of payment that can be used when dealing with multiple currencies and exchange rates	Compare payment methods when exchange rates and foreign currency are involved.	Global Checkout	Students convert sample prices and choose a payment method with a supplied explanation of its cost or suitability. Conversion-only stops do not assess payment-method reasoning.
F1.2Long-term financial plans Official wording create a financial plan to reach a long-term financial goal, accounting for income, expenses, and tax implications	Plan toward a future goal using income, expenses and tax assumptions.	Financial Planner	Students identify a tax-inclusive goal price and take-home income, allocate income and forecast savings across laptop, trip and creative-project plans. Tax figures are supplied educational assumptions.
F1.3Balanced budgets and tracking Official wording identify different ways to maintain a balanced budget, and use appropriate tools to track all income and spending, for several different scenarios	Use a budget and records to track money and respond to changes.	Financial Planner	Students record simulated months, inspect a spending ledger, identify a discrepancy and adjust allocations after recurring or one-time changes.
F1.4Simple and compound interest Official wording determine the growth of simple and compound interest at various rates using digital tools, and explain the impact interest has on long-term financial planning	Use digital tools to compare interest growth over time.	Interest Lab	Students change rate, time and compounding settings in a digital tool, compare savings or borrowing outcomes and select supported growth interpretations.
F1.5Sales and consumer incentives Official wording compare various ways for consumers to get more value for their money when spending, including taking advantage of sales and customer loyalty and incentive programs, and determine the best choice for different scenarios	Compare offers, sales and rewards to find appropriate value.	Deal Detective	Students compare sales, coupon eligibility, loyalty points, cashback and membership costs in the first eight Deal Files. Worked receipts support comparison rather than assess independent calculation.
F1.6Credit and contract comparisons Official wording compare interest rates, annual fees, and rewards and other incentives offered by various credit card companies and consumer contracts to determine the best value and the best choice for different scenarios	Weigh rates, annual fees, rewards and contract costs.	Deal Detective	Students compare twelve-month service costs, net annual card rewards and simplified annual interest plus fees in the last four Deal Files. Actual credit-card billing is outside the simulation.