FOR TEACHERS AND PARENTS

Grade 4 Financial Literacy

Ontario Mathematics Curriculum, 2020

Match ways to pay and choose a suitable method. Make purchases, calculate change and weigh everyday priorities.

Curriculum connections

View Official Ontario Curriculum Expectations Read the official Ontario curriculum expectations for Grade 4.

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Grade 4 · Financial literacy curriculum connections
Curriculum expectation	What students learn	FinanceFlight game	How the game covers it
F1.1Ways to pay Official wording identify various methods of payment that can be used to purchase goods and services	Recognize different methods of paying for goods and services.	Pick Your Payment	Students match payment methods to descriptions and select methods that fit everyday purchase situations.
F1.2Whole-dollar purchases Official wording estimate and calculate the cost of transactions involving multiple items priced in whole-dollar amounts, not including sales tax, and the amount of change needed when payment is made in cash, using mental math	Estimate totals and calculate cash change without sales tax.	Smart Money	Students build whole-dollar shopping totals and calculate cash change on Money Street; these purchases exclude sales tax.
F1.3Everyday financial decisions Official wording explain the concepts of spending, saving, earning, investing, and donating, and identify key factors to consider when making basic decisions related to each	Connect earning, spending, saving, investing and donating to everyday choices.	Smart Money	Students choose among spending, saving, earning, investing and donating options, then select reasons linked to the situation. They do not compose independent explanations.
F1.4Spending and saving Official wording explain the relationship between spending and saving, and describe how spending and saving behaviours may differ from one person to another	Consider how circumstances and priorities affect spending and saving.	Smart Money	Students compare spending and saving choices for people with different priorities and respond when a situation changes.
F1.5Reasonable prices Official wording describe some ways of determining whether something is reasonably priced and therefore a good purchase	Compare prices, quantities, needs and alternatives when shopping.	Smart Money	Students compare product prices and quantities and select purchases that fit the shopper’s needs and available money.