FOR TEACHERS AND PARENTS

Grade 9 Financial Literacy

Ontario Mathematics Curriculum, 2021 · MTH1W

Select financial routes using supplied contextual evidence. Read asset graphs and compare value changes and projections. Build and correct totals, inspect financing ads, sort costs and choose suitable plans. Reallocate money and select reasons for budget adjustments.

Curriculum connections

View Official Ontario Curriculum Expectations Read the official Ontario curriculum expectations for Grade 9.

F1 · Financial Decisions

On smaller screens, scroll the table sideways to see all four columns. Keyboard: focus the table area and use the arrow keys.

Grade 9 · Financial literacy curriculum connections
Curriculum expectation	What students learn	FinanceFlight game	How the game covers it
F1.1Context and financial decisions Official wording identify a past or current financial situation and explain how it can inform financial decisions, by applying an understanding of the context of the situation and related mathematical knowledge	Use mathematical information from a financial situation to inform a decision.	Financial Flight Simulator	Students inspect supplied financial situations and select a route with matching contextual evidence using quantities, time, constraints and uncertainty. They do not independently research a past situation.
F1.2Appreciation and depreciation Official wording identify financial situations that involve appreciation and depreciation, and use associated graphs to answer related questions	Interpret graphs showing how asset values rise or fall.	Value Over Time	Students read graph values and intervals, compare asset trajectories and select supported projections or interpretations of uncertainty. Graph viewing alone is not assessed.
F1.3Costs of borrowing Official wording compare the effects that different interest rates, lengths of borrowing time, ways in which interest is calculated, and amounts of down payments have on the overall costs associated with purchasing goods or services, using appropriate tools	Compare how rates, time, calculation methods and down payments affect total cost.	Borrowing Battle	Ten fixed Borrowing Value challenges: calculate supplied payment totals, inspect fees and missing terms, classify costs/affordability, compare saving and borrowing, and select suitable timing and financing with supplied reasons.
F1.4Adapting budgets Official wording modify budgets displayed in various ways to reflect specific changes in circumstances, and provide a rationale for the modifications	Revise a budget after circumstances change and give a reason for the changes.	Budget Rebalance	Students move permitted budget allocations after income or costs change, check funding and savings constraints, and select a reason that matches their actual revisions.